Questions to Ask Your Insurance Company

To become better aware of your insurance benefits ask the following questions:

  1. What are my outpatient speech therapy benefits?
  2. Do I have a deductible? If so, how much and does it apply to speech therapy or an evaluation.
  3. What is my co-payment or co-insurance percentage?
  4. How many visits are allowed per calendar year?
  5. Are there any restrictions or exclusions? Does my plan exclude habilitative therapy or developmental delay?
  6. What is the effective date of my coverage?
  7. Is Speech Matters, LLC in network?
  8. If Speech Matters, LLC is not in network, do I have out of network benefits?
  9. Do I need a referral from my Primary Care Physician?
  10. Does the provider need to obtain pre-authorization or pre-certification?

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